This simplified reference guide was generated with the assistance of AI and is intended to highlight common areas of concern for new and existing homeowners in Saddle Rock Ranches. It does not replace or supersede the official, recorded Covenants, Conditions, and Restrictions (CC&Rs). For legally binding information or to resolve any discrepancies, please refer to the official recorded documents or consult the HOA Board. 

Saddle Rock Ranches CC&R Reference Guide

ARTICLE I - LAND USE RESTRICTIONS (Advanced Summary)

1. Permitted Use: Single-Family Residential
   All parcels are zoned exclusively for single-family residential occupancy, subject to the accessory dwelling unit (ADU) regulations of the City of Centennial. Commercial activities and multi-family structures are expressly prohibited.
   
   

2. Architectural Approval Required
   Prior written approval from the Architectural Control Committee (ACC) is mandatory for all new construction, exterior modifications, accessory structures, fencing, or landscaping that alters site grading. Complete and detailed architectural plans must be submitted for review.
   
   

3. Composition and Governance of the ACC
   The ACC consists of three members appointed by the Board of Directors. The committee is obligated to provide a response on submitted plans within 30 days of receipt.
   
   

4. Minimum Residence Size and Roofing Standards
   Residences must meet minimum square footage requirements and utilize wooden shingles or high-quality shingle-like materials. Any materials not specifically permitted, must be approved by the ACC. Asphalt-based materials have not permitted. Two-car garages are required. Garage entries should not face the street unless approved. All driveways must be paved.
   
   

5. Building Setbacks
   Structures must be set back a minimum of 45 feet from the front, 20 feet from the sides, and 25 feet from the rear property lines unless otherwise approved by the ACC.
   
   

6. Zoning Compliance
   County zoning rules apply; the most restrictive provisions (HOA or county) prevail.
   
   

7. Animal and Livestock Guidelines
   Up to three (3) horses allowed. No livestock such as pigs or chickens. Domestic pets must be leashed. Horse corrals are limited to 25% of lot size and require ACC approval. Please see HOA declaration related to chicken enforcement for more information.
   
   

8. Antenna and Satellite Restrictions
   Installation of antennas or satellite dishes requires ACC approval and must be screened by evergreen vegetation.
   
   

9. Tank and Septic Placement
   Above-ground tanks are prohibited. Septic systems must be set back at least 40 feet from side lot lines unless otherwise approved.
   
   

10. Screening of Utilities and Refuse
    All HVAC systems, trash bins, storage areas, and similar elements must be screened from public and neighbor view with fencing or landscaping.
    
    

11. Prohibition on Temporary Residences
    No temporary structures—including trailers, garages, or tents—may be used for habitation.
    
    

12. Signage Limitations
    One professional sign per lot (max 1 sq ft) is allowed. "For Sale/Rent" signs must not exceed 6 sq ft.
    
    

13. Restrictions on Vehicle Storage
    Recreational and large vehicles—including boats, trailers, campers, and commercial trucks—must be stored out of view, either in garages or fully screened areas.
    
    

14. Prohibition of Resource Extraction
    No oil, gas, or mining operations or related infrastructure may be installed or conducted on any lot.
    
    

15. Sales and Construction Offices
    Temporary offices for home sales or construction may be maintained on developer-owned lots if kept orderly and aligned with the neighborhood aesthetic.
    
    

16. Subdivision of Lots
    No subdivision is allowed unless combining with adjacent lots. No new building sites may be created from subdivided parcels.
    
    

17. Maintenance Obligations
    All improvements must be maintained in good repair and appearance, including painting and general upkeep.
    
    

18. Drainage Modifications
    Lot owners may not alter drainage patterns without written ACC approval. Driveways must include properly sized culverts approved by both the ACC and the county.
    
    

19. Fire Safety and Hazard Prevention
    Open fires are allowed only in barbecues or approved outdoor fireplaces. No hazardous activities or conditions are permitted.
    
    

20. Leasing Restrictions
    Only entire-home rentals to a single family are permitted. No partial rentals or boarding arrangements.
    
    

21. Utility Installation
    Utility lines must be buried underground, with limited exceptions during construction.
    
    

22. Parking Minimums
    Each lot must provide at least two off-street parking spaces.
    
    

23. Equestrian Trail Fencing
    Owners of lots adjacent to designated trails must install a 3-rail split cedar fence within the timeframes provided. Other fences also require ACC approval.
    
    

24. ACC Variance Authority
    The ACC may grant variances related to architectural matters at its discretion.
    
    

25. General Nuisance Prohibition
    No accumulation of refuse, offensive odors, excessive noise, or disruptive behavior is allowed. Activities interfering with neighbors' enjoyment of their property are not permitted.
    
    

ARTICLE II - ENFORCEMENT & DURATION

1. Enforcement Authority
   The HOA, ACC, or any individual lot owner has standing to enforce these covenants via legal action, equitable relief, or financial penalties. The HOA may also recover legal costs and enforce compliance through formal proceedings.
   
   

2. Duration and Renewal
   The Covenants are valid for thirty (30) years from the 2001 recording date and are automatically extended in ten (10) year increments unless amended by majority consent of property owners.
   
   

For formal improvement applications or clarification on compliance, visit srrhoa.org or reach out directly to the HOA Board or ACC.