Home Use & Residency

Can I operate a business from my home?

→ No. All lots are restricted to residential purposes only. Commercial activity, especially involving employees, signage, or customer traffic, is prohibited.

Can I rent out my basement or a room in my house?

→ No. Only the entire residence may be rented as a single unit. No room or part of a residence may be rented separately or used for paying guests.

Can I subdivide my lot or build more than one home?

→ No. Subdivision is prohibited unless merging portions with an adjacent lot, and only one single-family dwelling is allowed per lot.

Construction, Improvements & Appearance

Do I need ACC approval for exterior changes or new structures?

→ Yes. All exterior changes, additions, landscaping, fences, outbuildings, and grading require written approval from the Architectural Control Committee (ACC).

What type of roofing is required?

→ Roofs must be wooden shingles or materials that look similar, or equivalent high-quality products approved by the ACC.

How close to the property line can I build?

→ Setbacks:

Front: 45 ft

Side: 20 ft

Rear: 25 ft

Final interpretation lies with the ACC.

Do I need soil testing before building?

→ Yes. A soil test and a licensed engineer’s foundation design must be submitted before construction begins.

Can I build a temporary structure or live in a trailer during construction?

→ No. Temporary structures (trailers, tents, garages) may not be used as residences, even temporarily.

Fences, Driveways & Landscaping

Are fences required?

→ Yes. Lots adjacent to equestrian trails must install a 3-rail cedar fence within 60–180 days of home completion.

Do driveways have to be paved?

→ Yes. All driveways or sections of driveways must be paved.

What landscaping requirements exist?

→ Landscaping plans must be submitted within 1 year of occupancy and implemented within 6 months of ACC approval.

Animals & Pets

Can I keep horses or other animals?

→ Yes, up to 3 horses per lot. No pigs, chickens, or other livestock. Household pets are allowed but not for commercial purposes.

Are pets allowed to roam free?

→ No. Pets must be leashed or under immediate control at all times.

Vehicles, Signs & Storage

Can I park my RV, boat, or trailer on my lot?

→ Only if wholly enclosed in a garage or screened area; otherwise prohibited.

Can I have a For Sale or contractor sign?

→ Signs are limited to:

One professional sign (1 sq ft max)

One “For Sale” sign (6 sq ft max)

Larger signs are prohibited.

Where can I place trash cans, mechanical equipment, or air conditioners?

→ These must be screened from view with fencing or landscaping.

Utilities, Antennas & Equipment

Are satellite dishes or antennas allowed?

→ Only with ACC approval and must be screened with evergreens.

Do utilities need to be buried?

→ Yes. All utility lines must be underground, except during construction (temporary lines allowed then).

Maintenance, Nuisances & Safety

Am I responsible for maintenance of my home and lot?

→ Yes. Homes must be maintained in good repair and appearance; lots must be clean and odor-free.

Can I store junk or debris on my lot?

→ No. Trash must be removed regularly. Nuisances, including noise and odors, are not allowed.

Can I have a fire pit?

→ Only contained fires used for cooking or in approved outdoor fireplaces.

What happens if I violate the rules?

→ The HOA, ACC, or a homeowner may seek legal or equitable enforcement, including penalties and attorney fees.

Disclaimer:

All information provided on this page is for general reference and reflects author commentary based on available records. It is not a substitute for official HOA governing documents or legal advice. All property use, improvements, and construction are subject to the Saddle Rock Ranches CC&Rs, applicable architectural review procedures, and any relevant requirements of the City of Centennial and the State of Colorado. It is the responsibility of each homeowner to verify the accuracy and applicability of all statutory, regulatory, and procedural requirements prior to making any purchase, construction, or property modification decisions.